ASTANA, Kazakhstan, September 1. In the first 7 months of 2025, the majority of cashless transactions in Kazakhstan were carried out via internet/mobile banking (80.4 percent and 90.1 percent of the total number and volume of cashless payments and money transfers) and POS terminals (19.6 percent and 9.5 percent of the total number and volume of cashless payments and money transfers), Trend reports via Kazakhstan’s National Bank.
Cash disbursement activities were predominantly executed via
automated teller machines, accounting for 98.3 percent and 84.3
percent of the aggregate quantity and magnitude of cash withdrawal
transactions.
The analytics for the initial seven-month period of 2025
unequivocally illustrate the progressive digital transformation of
transactional modalities within the financial ecosystem of
Kazakhstan. The preeminence of digital banking platforms and mobile
financial services within the architecture of cashless
transactions—exceeding 80 percent in terms of transaction count and
surpassing 90 percent in volume—underscores the escalating
significance of electronic channels in the national financial
landscape.
This phenomenon not only underscores the robust adaptability of the
demographic to contemporary technological paradigms but also
signifies a sophisticated infrastructure and a high level of
confidence in digital transaction methodologies. The concurrent
prevalence of transactions via POS terminals underscores the
enduring relevance of conventional points of sale in facilitating
cashless exchanges.
