ASTANA, Kazakhstan, August 31. By August 1, 2025, the number of payment cards in circulation in Kazakhstan has reached 81.9 million, Trend reports, citing Kazakhstan’s National Bank.
The predominant instruments in the financial ecosystem are debit
cards, representing a substantial 80.8 percent of the transactional
landscape. Credit cards constitute a proportion of 15.6 percent
within the financial ecosystem. Debit instruments endowed with a
credit threshold and prepaid financial vehicles constitute 3.7
percent of the market share.
As of the first of August in the year 2025, the issuance of payment
cards was executed by a consortium of 18 banking institutions
alongside Kazpost, thereby facilitating a multifaceted approach to
card distribution within the financial ecosystem. These entities
facilitate the issuance and distribution of payment instruments
from global networks including VISA International, MasterCard
Worldwide, UnionPay International, and American Express
International, in addition to cards from the domestic Kaspi.kz
framework.
