DUSHANBE, Tajikistan, August 3. The total value of loans issued by credit financial organizations in Tajikistan reached 13.7 billion somoni ($1.4 billion) in January–June 2025, which is a 28.9 percent increase compared to the same period last year, Trend reports via the National Bank of Tajikistan.
Of the total loans, 49.8 percent were allocated to the consumer sector, 15.1 percent to foreign trade, 12.6 percent to agriculture, 9.3 percent to industry, 6.4 percent to services, 3.6 percent to construction, and 3.2 percent to other sectors.
It was highlighted that 27.7 percent of the total loans were directed towards productive entrepreneurship.
The aggregate disbursement of microfinance instruments reached
10.2 billion somoni (equivalent to $1 billion), reflecting a
year-on-year escalation of 29 percent. The composite mean interest
rate on lending instruments was 22.4 percent denominated in the
domestic currency and 11.8 percent in foreign exchange
currencies.
As of June 30, 2025, Tajikistan's financial landscape comprised 65
active credit entities, encompassing 15 conventional banking
institutions, 1 Sharia-compliant bank, 1 non-banking credit entity,
23 microfinance deposit organizations, 3 microfinance institutions,
and 22 microfinance funds. The aggregate count of operational
branches nationwide has ascended to 1,942, reflecting an increment
of 43 branches relative to the corresponding date in 2024.
