ASTANA, Kazakhstan, August 30. Debit cards lead the payment card market in Kazakhstan, with their share exceeding 80 percent, Trend reports, citing Kazakhstan's National Bank.
As of August 1, 2025, out of a total of 81.9 million payment cards, 80.8 percent are debit cards, while 15.6 percent are credit cards. The remaining share consists of debit cards with credit limits and prepaid cards:
Visa Debit: approximately 35.36 million;
Visa Credit: approximately 648,000;
MasterCard Debit: approximately 14.43 million;
MasterCard Credit: approximately 107,000.
The dominance of debit cards reflects the conservative approach of the population towards financial instruments, with a preference for using their own funds without incurring debt. While credit cards are less popular, they still hold an important place for consumers in need of financing. This balance indicates the maturity and stability of Kazakhstan's financial market.
