ASTANA, Kazakhstan, October 2. The majority of cashless transactions in Kazakhstan are conducted via internet and mobile banking, accounting for 80.1 percent of the total number and 89.8 percent of the total value of non-cash payments and money transfers.
Data obtained by Trend from the National Bank of Kazakhstan shows that transactions made through POS terminals constitute 19.8 percent of the total number and 9.8 percent of the total value of non-cash payments and transfers.
In the interim, the execution of cash withdrawals is primarily
facilitated via automated teller machines (ATMs), representing a
staggering 98.4 percent of the aggregate transaction volume and
84.6 percent of the cumulative monetary value associated with cash
withdrawal activities.
In August 2025, the aggregate transactional volume facilitated by
payment instruments distributed by Kazakhstani financial entities
soared to 19.4 trillion tenge ($35.3 billion), encompassing a
staggering 1.2 billion transaction instances documented.
In juxtaposition with the corresponding timeframe in 2024, the
volume of non-cash transactions escalated by 6 percent, culminating
in 1.2 billion operations, whereas the aggregate value surged by
9.5 percent, totaling 16.7 trillion tenge ($30.3 billion).
Concurrently, cardholders conducted 20.6 million cash disbursement
operations aggregating to 2.5 trillion tenge ($4.5 billion).
Despite a year-on-year contraction of 0.8 percent in the volume of
cash withdrawals, there was a notable escalation of 10.4 percent in
the aggregate value of withdrawals.
As of the first of September in the year 2025, the aggregate number
of payment instruments in circulation within the jurisdiction of
Kazakhstan reached a substantial figure of 82.3 million.
