BAKU, Azerbaijan, August 12. TBC Bank Group PLC, the top dog in the financial services arena in Georgia, has rolled out its unaudited consolidated IFRS financial results for the second quarter (2Q) and the first half (1H) of 2025, Trend reports.
The Group's robust performance was propelled by persistently
elevated profitability in Georgia, where TBC maintains its market
leadership across all critical performance indicators.
In the second quarter of 2025, TBC Georgia disclosed a net profit
of GEL 332 million (equivalent to $121 million), reflecting a 3
percent year-on-year (YoY) growth and achieving a commendable
return on equity (ROE) of 23.9 percent.
The aggregate loan portfolio exhibited an 11 percent year-over-year
growth (in constant currency) reaching GEL 26.0 billion ($9.5
billion) as of June 30, 2025, with the Group commanding a 37.8
percent share of the overall loan market.
Customer deposits exhibited a robust year-over-year growth of 11
percent in constant currency, reaching GEL 22.0 billion (equivalent
to $8.1 billion), thereby capturing a substantial 38.1 percent of
the market share as of June 30, 2025.
The trajectory of digital assimilation within the retail consumer
sector in Georgia has experienced a pronounced uptick, evidenced by
a remarkable 81 percent of consumer loans being dispensed entirely
through digital channels by the conclusion of the second quarter of
2025—reflecting a substantial 13 percentage point enhancement
relative to the corresponding timeframe of the preceding year.
TBC Bank Georgia, together with its subsidiaries, remains the dominant financial services group in the country, commanding a total market share of 37.8 percent of customer loans and 38.1 percent of customer deposits, according to data from the National Bank of Georgia as of June 30, 2025.
