Yelo Bank has announced its financial results for the 2025
fiscal year. The figures reflect a year characterized by
sustainable expansion and stability for the Bank. Notably,
significant growth was recorded across the loan and deposit
portfolios, total assets, and interest income.
Key Financial Highlights:
Total Assets: By the end of 2025, Yelo Bank's assets reached AZN 1
billion 515 million, representing an 18% increase (over AZN 235
million) compared to the end of the previous year.
Loan Portfolio: The Bank’s total loan portfolio grew by 16% (AZN
154 million), reaching AZN 1 billion 89 million.
Business Lending: Business loans accounted for a major portion of
this growth, exceeding AZN 673 million—a 15% (over AZN 86 million)
increase. Maintaining its commitment to the real economy, the Bank
allocated AZN 418 million to micro-businesses throughout the year.
The micro-loan portfolio ended the year at AZN 417.5 million, up
20% (AZN 70 million) from 2024.
Consumer Loans: The consumer loan segment also saw impressive
growth. Over 26,000 customers were served during the year, pushing
the portfolio to over AZN 415 million, a 20% (AZN 68 million)
year-on-year increase.
Deposit Portfolio: Yelo Bank continues to be a trusted choice for
depositors. The total deposit portfolio reached AZN 1.1 billion at
year-end, an 18% (AZN 165 million) increase from 2024. Deposits
from over 11,000 retail customers accounted for AZN 809 million of
the total.
Income Performance: Interest income rose by 19% (over AZN 28
million) to AZN 180 million. Non-interest income exceeded AZN 20
million.
Capital Strength: The Bank significantly strengthened its capital
position. Total capital reached AZN 175 million, an 18% (AZN 26
million) increase. The Total Capital Adequacy Ratio stood at
13.62%, while the Tier 1 Capital Adequacy Ratio was 9.48%—both
comfortably exceeding regulatory requirements.
Net Profit: Yelo Bank concluded 2025 with a net profit of AZN 31.3
million.
Anar Hasanov, CEO of Yelo Bank, commented on the 2025 results:
"2025 was a year of sustainable growth and resilience for Yelo
Bank. We successfully met our strategic targets and even exceeded
expectations in several key areas. The double-digit growth in our
loan portfolio, particularly in business lending, underscores our
commitment to supporting the real sector. Furthermore, the rise in
deposits reflects the deep trust our retail customers place in us.
For the coming year, our primary focus will remain on implementing
innovative banking solutions and enhancing customer convenience. We
believe 2026 will bring even more opportunities for growth, and
Yelo Bank will continue to strengthen its market position by
delivering an even brighter banking experience to our clients."
Need more information about our banking services? Then call 981 or
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Instagram,
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or yelo.az accounts.
Yelo Bank – Brighter Banking!
Yelo Bank concludes 2025 with robust growth in assets and deposits
