DUSHANBE, Tajikistan, July 25. A whopping 9.1 million bank payment cards were in circulation in Tajikistan as of June 30, 2025, which is 20.5 percent more compared to the same period in 2024.
The data obtained by Trend from the country's National Bank indicates that the cards were issued by 26 domestic credit financial institutions operating in the country.
The national payment system Korti Milli remains the dominant player, accounting for 51.6 percent of all cards in circulation. Other major systems include Visa with 15.3 percent, Express Pay - Korti Milli with 10.8 percent, UnionPay - Korti Milli with 9.9 percent, Mastercard with 5.2 percent, and local cards with 4.7 percent. Additionally, Express Pay holds 2.2 percent and UnionPay 0.2 percent of the total.
In terms of regional distribution, 34 percent of all issued payment cards are concentrated in Dushanbe, followed by Sughd region with 25 percent, Khatlon region with 24 percent, the Districts of Republican Subordination with 15 percent, and the Gorno-Badakhshan autonomous region with 2 percent.
Over the reporting period, the ratio of cash withdrawal operations to non-cash payments for goods and services using electronic payment methods in Tajikistan (bank cards and e-wallets) stood at 71.8 percent to 28.2 percent.
